Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options take into account reduced taxable income due to claimed expenses, with Stated Income mortgages available for those whose qualifying income is impacted by expenses. Dividend and investment income is accepted with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts, financial statements, and Article of Incorporation or business license. Access to top Canadian lenders, including banks, credit unions, and alternative financers, is provided with reasonable income estimates accepted. Tailored options for Business For Self borrowers are also available, so be sure to give them a call for more information.