Self-employed individuals can take advantage of low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options for self-employed individuals consider reduced taxable income from claimed expenses, with Stated Income mortgages available for those impacted by expenses affecting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, accept reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available, so contact us for more information!